DocApply Mortgage Brokerage

WELCOME TO DOCAPPLY MORTGAGE BROKERAGE

About Us

At DocApply Mortgage Brokerage, we’re not your average broker — we’re your competitive edge. With deep roots as bankers turned brokers, we know how to put you first: we make lenders compete for your loan, and then we pick the lowest rate and best terms for you — it’s that simple.

DocApply Mortgage Brokerage specializes in cash-out refinances, new home purchases, HELOCs, 203(k) renovation loans, ITIN, non-QM, commercial, and hard money solutions. We’re known for closing in as little as 15 days, with perks like waived lender fees and free appraisals when funded.

Licensed in Arizona and soon expanding to California, DocApply Mortgage Brokerage (NMLS 2350637) was built on speed, transparency, and smart credit strategies that help families and investors stay ahead of the market.

When you work with DocApply Mortgage Brokerage, you’re not just another file — you’re our priority. We believe in doing what’s best for you: lenders compete, you win.

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Frequently Asked Questions (faq's)

How is DocApply Mortgage Brokerage different from my bank or credit union?

We’re former bankers turned brokers with two NMLS licenses, which means we know exactly how the big banks operate — and how to beat them at their own game. Unlike a bank or credit union that locks you into their single offer, we make top lenders compete for your business, driving rates and fees down. That’s why we beat 99.9% of banks, credit unions, and other brokers — while giving you insider-level service, waived lender and processing fees, a free appraisal, and closings that actually happen on time.

What perks do I get when I work with you?

Every client gets a free appraisal, waived lender and processing fees, fast closings (15 days for refinances, 30 days for purchases), plus personalized strategies for your unique goals when the loan funds.

Do you offer special programs for first-time homebuyers or investors? 

Absolutely. We have flexible loan types: FHA with 3.5% down, VA, Conventional, USDA, Jumbo, Super Jumbo, DSCR, ITIN, Bank Statement, Non-QM, HELOC, 203(k), and even Hard Money loans.

Can I keep my low first mortgage rate but still get cash?

Yes — that’s what a HELOC does! Tap into your home equity, keep your great first mortgage rate untouched, and access funds when you need them.

Why shouldn’t I just go with the big guys like UWM, Bank of America or Rocket Mortgage?

You can — but you’ll probably pay more. Big lenders pay us in lieu of you paying extra fees, and since we’re in good standing with them, you get pricing discounts they won’t advertise. We line up top lenders to compete for your deal and pass the savings on. It’s your money… keep more of it.

Can you help if I have 30-day lates on my mortgage?

Yes! We have flexible Non-QM refinance options designed for homeowners with recent 30-day lates. You can even tap equity for cash-out if needed — with free appraisal, waived fees, and fast closings to help you get back on track.

What’s the catch with the Boost Plus Program?

Our Boost Plus Program gives you a 3.5% grant, but there’s one key requirement: homeowners must make their mortgage payments for 60 months (five years) without missing a payment to keep the grant. If you miss a payment, you’ll have to repay that 3.5%. Boost Plus isn’t just for first-time buyers — it can be used by secondary homeowners and investors, too. Another smart way we help you keep more money in your pocket!

Why did you leave banking to become brokers?

We left big banks because we saw how limited and rigid they were — one set of rates, one offer, and lots of hidden fees. As brokers, we have the freedom to make multiple lenders compete for you. That means better rates, waived fees, free appraisals, and smarter deals you won’t get sitting at a single bank branch. Now, we use our insider knowledge to beat the system we helped build — all to put more money back in your pocket.

Can you really help fix my credit?

Absolutely. We analyze your credit down to the penny, eliminating the guesswork. Our process pinpoints exactly what to pay, adjust, or dispute so you qualify for the best rate possible — fast and stress-free.

Can you help me finance a manufactured or mobile home?

Can secondary homeowners and investors use Boost Plus?

What states are you licensed in?

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