Yes! The Boost Plus Program isn’t just for first-time buyers — secondary homeowners and real estate investors can use it too. Just remember: you must make your payments on time for 60 months (five years) to keep the 3.5% grant — miss a payment, and you’ll have to pay it back.

Right now, we’re proudly licensed in Arizona (AZ) — with California (CA) and Texas (TX) coming soon! We’re expanding to help even more homeowners and investors save big.

We left big banks because we saw how limited and rigid they were — one set of rates, one offer, and lots of hidden fees. As brokers, we have the freedom to make multiple lenders compete for you. That means better rates, waived fees, free appraisals, and smarter deals you won’t get sitting at a single bank branch. Now, we use our insider knowledge to beat the system we helped build — all to put more money back in your pocket.

Absolutely. We analyze your credit down to the penny, eliminating the guesswork. Our process pinpoints exactly what to pay, adjust, or dispute so you qualify for the best rate possible — fast and stress-free.

Great question! We know how banks work because we used to be bankers — now, with two NMLS licenses, we use that insider knowledge to make top lenders compete for you. 🔑 Big banks and brokers spend huge budgets on marketing and commercial ads instead of lowering your rate — we don’t. We focus on your deal, not TV commercials. That’s how you get free appraisals, waived lender and processing fees, and smarter pricing that beats 99.9% of the big guys.

It depends on your situation! ✅ If you’ve already saved and want the lowest possible rate, using your own 3.5% down may make more sense. But if you’re a single mom, first-time buyer, or want to keep your savings as a nest egg, the Boost Plus Grant can help you get in the door with less upfront. Just remember — you’ll need to make your payments on time for 60 months (five years) to keep the grant. Miss a payment, and you’ll need to pay it back.