Your 1099 is your qualification
No tax-return gymnastics: qualify using 12 or 24 months of 1099 income. Perfect for Arizona's contractors, realtors, gig workers, and commission earners whose tax returns understate what they actually make.
How it works
- Provide 1–2 years of 1099s; we calculate qualifying income from gross
- Free appraisal, waived lender and processing fees
- Fast closings, purchase or refinance
- Pairs with our bank statement programs if that pencils better
Self-employed shouldn't mean second-class
Retail banks treat 1099 earners like risks. Wholesale lenders compete for them. We'll run your numbers both ways — 1099 and bank statement — and show you which gets the better rate.
Ready for wholesale pricing?
Free appraisal, $0 lender fees, and a 15-day close. Share your Loan Estimate and we'll beat it — guaranteed.
Start Your Application