Conventional mortgages at wholesale pricing
Conventional loans are the most common mortgage in Arizona — down payments as low as 3% for qualified buyers, competitive terms from 10 to 40 years, and no upfront government insurance. They shine for buyers with solid credit and steady income.
Options we shop for you
- Fixed rates: 10, 15, 20, 30, and 40-year terms
- Adjustable-rate (ARM) and interest-only programs
- 2-1 and 3-1 temporary rate buydowns to ease into payments
- Jumbo and super-jumbo for Scottsdale and Paradise Valley price points
The wholesale edge on conventional loans
Because conventional pricing is so competitive between lenders, this is where a wholesale broker's rate-shopping matters most. We routinely deliver 0.25%–0.50% below the retail quote — and with our deal guarantee, bring us any official Loan Estimate and we'll beat it.
Ready for wholesale pricing?
Free appraisal, $0 lender fees, and a 15-day close. Share your Loan Estimate and we'll beat it — guaranteed.
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