Meet the Team

Meet Your Mortgage Brokers

The former bankers behind Arizona's most aggressive wholesale pricing — clear, quick, and always in your best interest.

0.25–0.50%Below Retail Rates
WaivedLender Fees
15/30Refi & HELOC / Purchase Days
FreeAppraisal
Google Reviews★★★★★
NMLS#2350637
Equal HousingLender
Facebook Reviews★★★★★
100% DealGuarantee
SSL SecuredEncrypted
Gov't GrantsApproved Lender
FHA / HUDApproved Lender
Proud VAApproved Lender
Equal OpportunityEmployer
USDALender
Conforming LoansApproved Lender
Meet Your Brokers

Local Roots. Wholesale Advantage. A Better Mortgage Experience.

At DocApply Mortgage Brokerage, we believe borrowers deserve more than the limited options of a traditional bank. Working through the wholesale mortgage market means shopping your file across many lenders instead of fitting it into one institution's product sheet — more options, and guidance from a licensed broker at every step.

Headshot of Doc Alvarez, President of DocApply Mortgage Brokerage, wearing glasses and a dark suit against a blue studio backdrop

Meet Doc Alvarez

President · NMLS #1511278

Doc Alvarez is President of DocApply Mortgage Brokerage, an Arizona-licensed mortgage brokerage operating under NMLS #2350637. Doc is individually licensed as a mortgage broker under NMLS #1511278.

Rather than representing a single bank, Doc works through the wholesale mortgage market — shopping your scenario across multiple lenders so the loan is built around your file, not around one institution's product sheet.

His focus is wholesale and non-QM lending: the programs built for self-employed borrowers, real estate investors, and borrowers whose income or credit profile does not fit a conventional box.

Whether you are purchasing, refinancing, accessing your equity, or exploring a specialized program, the approach stays the same:

More options. Wholesale access. Personal guidance.

Former Bankers. Turned Brokers.

We worked inside the banks. We saw what borrowers were paying. We knew there was a better way. That's why we went wholesale.

Doc Alvarez
President
DocApply Mortgage Brokerage · NMLS #2350637

The team behind the savings

DocApply Mortgage Brokerage brings together former bankers turned brokers who beat 99% of banks, credit unions, and brokerages with smarter, faster options and dual NMLS licensing. Every file gets senior attention — no call centers, no hand-offs, no guesswork.

Austin Garcia

Loan Officer Assistant (LOA). Purchase and refinance support specialist guiding first-time buyers through fast, stress-free closings.
austin@docapply.com

Roy Prieto

Loan Officer Assistant (LOA). Loan-structuring support across FHA, VA, conventional, and Non-QM scenarios.
roy@docapply.com

Joe Torres

Loan Officer Assistant (LOA). Client support and document coordination, keeping your file moving to a fast close.
joe@docapply.com

How we work

Tell us your goal — buy, refinance, cash out, or HELOC — and we tell you exactly which documents to send. We shop wholesale lenders, present your best options in plain English, and walk you through every signature to a ~15-day close. English and Spanish spoken.

Book a meeting directly on our calendar: schedule here, or call/text 602-330-6681.

Ready for wholesale pricing?

Free appraisal, no lender fees, plus 15-day closings on refinance & HELOC and 30-day on home purchase. Share your Loan Estimate and we'll beat it — guaranteed.

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