Start 2% lower. Ease into your payment.
A 2/1 Buydown reduces your rate by 2% in year one and 1% in year two before settling at the note rate — dramatically softer payments while you settle in, often paid for with seller concessions.
Why buyers love it
- Meaningful first-year savings on Phoenix-metro payment sizes
- Seller or builder credits can fund the buydown — we negotiate this into offers all the time
- If rates drop, refinance and the unused buydown funds credit back
- Free appraisal, waived lender fees, fast ~30-day closings
Structured right, explained clearly
We'll show the exact payment schedule for years 1, 2, and beyond — next to a straight 30-year fixed — so the choice is obvious on paper.
Ready for wholesale pricing?
Free appraisal, $0 lender fees, and a 15-day close. Share your Loan Estimate and we'll beat it — guaranteed.
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