Qualify on deposits, not tax returns
12 or 24 months of bank statements replace tax returns entirely. If you're a business owner who writes off aggressively (as you should), your bank deposits tell the real income story — and that's what these loans use.
Program highlights
- Personal or business bank statements accepted
- Purchase, refinance, and cash-out available
- Free appraisal, waived lender/processing fees, fast closings
- Competitive wholesale pricing — Non-QM doesn't mean overpriced
Built for Arizona entrepreneurs
Restaurant owners, contractors, salon owners, e-commerce sellers — we close these files every month. Tell us your deposit picture and we'll tell you your buying power, usually same-day.
Ready for wholesale pricing?
Free appraisal, no lender fees, plus 15-day closings on refinance & HELOC and 30-day on home purchase. Share your Loan Estimate and we'll beat it — guaranteed.
Start Your Application